How to Access Health 
Insurance in Georgia PATHWAYS TO COVERAGEDon’t Have HealtH insurance ifyou... 
PATHWAYS TO COVERAGEDon’t Have HealtH insurance ifyou... 
But you are 
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anD Have a 
Pre-existinG 
HealtH conDition 
anD 
cannot afforD 
HealtH insurance 
for 
your cHilDren 
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insurance for tHem 
anD you 
Don’t Have access 
to a HealtH insurance 
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Check with your Human 
Resources Department to 
find out if your employer 
offers a health insurance 
plan and, if so, how to 
enroll. Many employers 
also provide spousal 
coverage and coverage 
for dependent children up 
to age 26. 
You may be eligible for the 
Pre-Existing Condition 
Insurance Plan (PCIP). 
If you have been uninsured 
for at least six months 
and have a documented 
pre-existing condition, 
you may be eligible to 
purchase insurance through 
the PCIP. You may also be 
able to purchase a PCIP 
plan for your child if she 
or he has a pre-existing 
health condition. For more 
information or to download 
an enrollment form, visit 
www.pcip.gov. 

You and your family might 
be eligible for Medicaid. 
To be eligible, you must 
meet certain requirements 
such as being the parent 
of a child or a pregnant 
woman. Further, you must 
meet income and financial 
eligibility requirements for 
this program. For more 
information, contact the 
Georgia Department of 
Community Health. To 
find out if you are eligible, 
contact your county 
Department of Family and 
Children Services (DFACS). 

If your child is uninsured 
and your family income 
is below about $43,545 
for a family of three, your 
child may be eligible for 
Medicaid or the PeachCare 
for Kids™ program. For more 
information about Medicaid, 
contact the Georgia Department 
of Community Health. 
To find out if your child is 
eligible, contact your county 
Department of Family and 
Children Services (DFACS). 
For more information about 
PeachCare for Kids™ and 
to find out if your child is 
eligible, contact the 
Georgia Department of 
Community Health or visit 
www.peachcare.org. 

You may be able to purchase 
a private, individual 
health insurance policy for 
yourself and/or your family. 
However, currently in 
Georgia insurance 
companies can deny you 
coverage, exclude preexisting 
health conditions, 
and charge you more 
because of your health 
status. To find out what 
your options are, visit 
www.healthcare.gov, enter 
Georgia for your state, and 
follow the instructions to 
receive information about 
private insurance plans 
available in your area. 

If you have recently 
become uninsured because 
you lost eligibility for your 
health plan at work, you 
may be eligible to purchase 
an individual conversion 
policy through the same 
insurance company that 
provided your group 
coverage. Contact the 
Georgia Office of Insurance 
for more information. 

Have HealtH insurance leave your JoB 
You may be eligible for COBRA continuation coverage or state continuation coverage for a period of several months or longer, 
depending on the circumstances surrounding your job loss. You must, however, pay the entire premium. Check with your 
Human Resources Department, the U.S. Department of Labor, and the Georgia Office of Insurance for more information on 
these options. 
or 
ifyou... 
tHrouGH your worK 
But are aBout to 
contact information anD HealtH insurance resources 

GeorGia office of insurancePre-existinG insurance Plan GeorGia DePartment of Human PeacHcare for KiDs™ ProGram GeorGia DePartment of 
Consumer Services Division (PciP) services, Division of Family & 1-877-427-3224 community HealtH 
404-656-2070 1-866-717-5826 Children Services www.peachcare.org www.dch.gov 
1-800-656-2298 www.pcip.gov Medicaid: 1-800-869-1150 
www.gainsurance.org www.dfcs.dhs.georgia.gov 

Georgians for a Healthy Future | 100 Edgewood Avenue, NE, Suite 815 Atlanta, GA 30303 | 404-567-5016 | www.healthyfuturega.org